Licensed & Insured
5-Star Rated
Fast Response
Satisfaction Guaranteed
Home Services
Trusted Local Pros

Summit Insurance Co.

About Summit Insurance Co.

Summit Insurance Co. is a trusted Home Insurance Agency serving the Lexington, KY community with care and dignity. With a 4.70/5 rating from 42 reviews, we’re committed to providing support through great service and quality and accessible facilities for those who need it most.

★★★★★ 4.70 out of 5 (42 reviews)
Summit Insurance Co.

42+

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What We Do

Professional home services with attention to detail

Repairs & Maintenance

Quick fixes and preventive maintenance to keep your home running smoothly.

Home Improvements

Upgrades and renovations that add value and comfort to your living space.

Emergency Services

Available when you need us most. Fast response for urgent home issues.

Painting & Finishing

Interior and exterior painting with professional-grade finishes.

Electrical Work

Safe, code-compliant electrical repairs, installations, and upgrades.

Custom Projects

Bring your vision to life with our skilled craftsmen.

The Difference We Make

Quality Workmanship

Every job done right, every time

Honest Pricing

Upfront quotes, no hidden fees

On-Time Service

We respect your time and schedule

Friendly Team

Professionals you can trust

Summit Insurance Co.

Your Trusted Home Partner

  • Background-checked professionals
  • Fully licensed and insured
  • Satisfaction guaranteed
  • Clean and tidy work
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Customer Reviews

What our customers say about our work

Crystal Fitzgerald

Crystal Fitzgerald

4 years ago

My husband and I recently made the switch to Summit Insurance Group. Stephen Terrell was terrific to work with during the process, answering all of our questions and providing suggestions for our coverage. He was able to beat out every other company's rates on auto insurance by a considerable amount. Most other companies were $300-$600 more annually than his quote for the same or less coverage. In addition, he got us much better coverage on our home insurance with comparable or cheaper rates than other companies. We also have more peace of mind with the guaranteed replacement cost on the home and the rate lock on the auto insurance. We were quite tired of having to compare rates yearly on the auto insurance to make sure our rates remained fair. We would definitely recommend him to anyone searching for home or auto insurance!

William Hardin

William Hardin

6 years ago

Stephen Terrell with Summit Insurance Group has been very responsive every step of the way. He assisted in transitioning our Business Insurance for Great Scapes LLC (which included Business Liability Policy, Business Umbrella, and Multiple Business Autos) with ease. The transition was effortless on our part. By the end of this month we will have switched our personal home and auto with his organization. I cannot say enough about his follow up service. The organization's pricing is very fair and has been able to save us money along the way while making sure we are properly insured! I highly recommend Stephen Terrell with Summit Insurance Group!

Scheduling Coordinator & Dispatch

Scheduling Coordinator & Dispatch

a year ago

Amazing Experience all the way around! Steve Terrell and Amy were very professional, friendly, and knowledgeable. They helped saved me a ton of money on my auto insurance policy this year. Very satisfied!!

Ashley Cochran

Ashley Cochran

a year ago

I have had nothing but great service from this company! When my daughter wrecked my car on her first driving experience after getting her permit, they walked me through all of the steps calmly to file a claim, and it was just too easy. When I have had financial emergencies come up, they have pushed my payment the the next month so my coverage wouldn’t lapse. Not a complaint will be found from this customer. Thanks for all yall do!

Connor McCarty

Connor McCarty

2 years ago

Thank you Cameron Terrell and Amy Price for all of your help with our home insurance. They helped saved us $1,000 on our annual premium with Erie compared to State Farm. And a special thanks to Stephen Terrell for helping with our auto insurance several years ago. You guys are life-savers! Summit is the place to go when you need good insurance and excellent customer service.

Curialis

Curialis

a year ago

Worked with Cameron at Summit and he was able to reduce my home insurance payments when my current insurance hiked their rates. He also handled my mother in-laws home and auto insurance and she constantly talks about how professional and personable Cameron was.

Michelle Stevens

Michelle Stevens

a year ago

When I originally checked out Summit Insurance, Steve and his team were able to save me over $1200.00. When my mother passed away, I was in need of renter's insurance and would not have thought twice. I called the office and they took great care of me. I recommend Summit Insurance to everyone I know.

Shawn Moberly

Shawn Moberly

a year ago

After our insurer decided to raise our rates to incredibly high rates for no reason other than “inflation”….we reached out to Cameron at Summit Insurance company to help us find better rates. Summit and Cameron searched for the best rates for us and our cars through several different companies and found the best rates for us!! Saves us over $750 per year!!! Easy to talk to via email, text, and on the phone and made the whole process very easy!! Highly recommend them if you are looking to shop for insurance!!

Kc Nicole

Kc Nicole

8 months ago

Cameron is my insurance agent through Summit insurance Co. He ALWAYS takes care of me & makes sure my issues are resolved. Very easy to reach & get ahold of with a quick response. I'm currently a stay at home mom so he tries to find the best & lowest quote to fit my budget. 10/10 recommend 👌 …

Brian Ruth

Brian Ruth

5 months ago

I've been working with Cameron Terrell to explore the best insurance coverages for my personal and business needs. Cameron has been extremely diligent and helpful through the entire process. I highly recommend Summit Insurance Co.

Frequently Asked Questions

Common questions about Summit Insurance Co.

Business Features

Highlights & Amenities

Accessibility

  • Wheelchair-accessible car park
  • Wheelchair-accessible entrance

From the business

  • Identifies as veteran-owned

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Service Area

236 E Reynolds Rd UNIT C2, Lexington, KY 40517, United States

Availability

Closed · Saturday Closed
Friday 9 AM-5 PM
Saturday Closed
Sunday Closed
Monday 9 AM-5 PM
Tuesday 9 AM-5 PM
Wednesday 9 AM-5 PM
Thursday 9 AM-5 PM
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